Understanding Tax Filing Start Dates As someone who’s navigated the labyrinth of tax season more than once, I’ve learned that timing is everything. The IRS usually flags off the tax filing season in late January. Knowing exactly when the gates open is a game-changer—it’s the difference between a sprint and a marathon. It means you …
When you find yourself in a situation where you’ve been served with legal papers for an unpaid debt, it can be an intimidating and stressful experience. Debt-related legal actions can have serious consequences, including potential wage garnishment, damage to your credit score, and even legal fees. Let’s discuss the various aspects of what happens when …
Debt repayment can be a daunting task, especially if you don’t know where to start or what to avoid. Unfortunately, many people make common mistakes that can prolong the repayment process and even lead to further financial difficulties. So, let’s discuss the five most common debt repayment mistakes and how to avoid them. 5 Common …
If you’re trying to get your finances in order, you’ve probably heard the term “sinking fund.” But what exactly is a sinking fund and why is it important? In this post, we’ll explain what sinking funds are and how they can help you reach your financial goals. What are Sinking Funds? A sinking fund is …
Driving a luxurious auto like Mercedes Benz is a dream come true for most people in the United States and beyond. It’s a high-performance, safe, comfortable car with an iconic status symbol. Once you locate your favorite Benz, you can either pay for it in cash or take it on credit. Should you opt for …
Your credit score is among the most important aspects of your financial health. It’s the break-or-make detail that determines whether your auto, mortgage, or student loan is approved and, if so, how favorable the terms are. If you want to improve your credit score, the chances are that you’re keeping tabs on many factors. For …
Your credit score is a huge factor when applying for a loan or mortgage. If you have good credit, you’ll be able to get rates lower than the average person and pay off your debts faster. On the other hand, if your credit is poor, it will be harder to get approved for specialty or …
You’ve probably heard that you can get paid to donate blood, but did you know that you can also get paid to donate a testicle? But wait… why would anyone want to donate their testicle? Well, it turns out that testicular tissue is actually very useful for medical study. The tissue has been used to …
If you’ve made a big purchase recently, there’s a chance you’ve received an offer at checkout to pay in installments. This is called the “Buy Now, Pay Later” offer, a growing trend among retailers. Typically, a third-party firm is responsible for the offer, allowing you to make your payments in installments. Among the most common …
This is how to get rid of closed accounts on credit report. When it comes to your credit report, you want the best score possible. Part of your credit report revolves around closed accounts and you’ll need to understand the impact of closed accounts on their credit scores. When an account is closed, it can …