Driving a luxurious auto like Mercedes Benz is a dream come true for most people in the United States and beyond. It’s a high-performance, safe, comfortable car with an iconic status symbol. Once you locate your favorite Benz, you can either pay for it in cash or take it on credit. Should you opt for …
Your credit score is among the most important aspects of your financial health. It’s the break-or-make detail that determines whether your auto, mortgage, or student loan is approved and, if so, how favorable the terms are. If you want to improve your credit score, the chances are that you’re keeping tabs on many factors. For …
Your credit score is a huge factor when applying for a loan or mortgage. If you have good credit, you’ll be able to get rates lower than the average person and pay off your debts faster. On the other hand, if your credit is poor, it will be harder to get approved for specialty or …
If you’ve made a big purchase recently, there’s a chance you’ve received an offer at checkout to pay in installments. This is called the “Buy Now, Pay Later” offer, a growing trend among retailers. Typically, a third-party firm is responsible for the offer, allowing you to make your payments in installments. Among the most common …
This is how to get rid of closed accounts on credit report. When it comes to your credit report, you want the best score possible. Part of your credit report revolves around closed accounts and you’ll need to understand the impact of closed accounts on their credit scores. When an account is closed, it can …
If you’ve checked your credit recently, you may be wondering Why is A RentTrack Inquiry On My Credit Report? Unfortunately, people all over were hit with a hard inquiry from a company referred to as Rentrack Inc. Who is RentTrack? RentTrack Inc is a company that reports rent payments on your credit report. Typically, you …
Contrary to what most individuals believe, filing for bankruptcy can be good for your financial health. The chances are that if you’re already considering bankruptcy, your credit is suffering big time, and you’re tired of being harassed by creditors and collection agencies. Even better, bankruptcy filing helps you with your credit by eliminating many of …
Good credit score. The chances are that you’ve encountered this term more times than you can remember – and there is a reason for that. And that’s because a credit score impacts most aspects of your life. For instance, a good credit score can lead to faster loan approvals, lower interest rates, and suitable insurance …
So you finally did it. You filed for bankruptcy and gave yourself a new lease on life. It can be a difficult decision fraught with hemming and hawing, leaving you feeling like, once it’s all said and done, you’re spent. You have wiped the slate clean, with a few exceptions like student loans and any …
We’ve all had sticky financial situations where we had only the best intentions to repay a debt, but then life happens. Something caused your financial situation to change and, it got to the point that as hard as you tried, it became more and more challenging to commit to paying a certain bill. Over time, …